More and more people are struggling with debt.
A recent Money Advice Service survey found that 52 per cent of the 5,000 people questioned said they were finding it difficult to keep up with bills and debt repayments – compared to 35% in a similar study carried out in 2006.
It revealed that people are increasingly worried about making their money last until next payday, can’t afford to put money aside and are not able to deal with unexpected bills or financial emergencies.
If you are facing debt and financial problems it is best to seek advice early rather ignore it and hope it will go away. You are not alone – lots of people are in the same situation.
There is a lot of help and advice available to you in Derbyshire – and it’s all free. Be wary of adverts that promise to solve all your debt problems as if by magic. Their solutions can be very expensive and have long-term consequences.
Three things to do:
More advice can be found on our “Where to get help” page.